If you’ve got some money sitting in the bank that you won’t need in the next 3 to 36 months, you might consider buying a CD or depositing in a fixed-rate account. A three year CD is currently paying 5%, while shorter-term investments are all paying above 3%. Today ICBC was offering a 3 month CD at 3.1% interest.
In comparison to what US and European banks are paying, this seems too good to pass up.
